The ongoing management of a credit portfolio to maximise returns and control risk can be complex. Responding to, and proactively planning for, changing market conditions, the competitive landscape or legislative amendments, and proactively designing and assessing the impact of new ideas, requires regular reviewing, monitoring and optimising of the strategies and processes that support your business.
The Connected Analytics team of credit lending and analytical experts can provide a broad range of portfolio management and reporting support for your business. This can be applied to either address an identified problem, perform a general assessment or to help establish a regular rhythm to monitoring and reporting. Our team has significant experience in credit risk and is well placed to provide support in a more specific review of business process or credit strategies and policy, and in optimising strategies and process.
As analytical models typically play a key role in credit strategies, the assessment of model performance (by way of an analytical health check) is often included in a portfolio management review exercise. Model development or model validation – either following a health check or independently, may also be performed.
For many credit providers the preparation of monthly reporting dashboards is a time consuming and costly exercise. Businesses often devote considerable resources to the production of the reports, which allows less time for the more important task of interpreting the reports and taking appropriate actions in response. Our Portfolio Reporting Platform (PRP) has been developed to address this need. More generally, we can assist with the production of a data and information management strategy to ensure the valuable information is available and effectively used to drive business decisions.
Where appropriate, we structure a team of experts with a nominated Engagement Manager to facilitate a smooth and coordinated relationship through the engagement.
Embedded Services
- Business and Analytics Advisory
- Credit Strategy and Policy
- Business Process
- Multi-Bureau Optimisation
- Loss Forecasting and Provisioning
- Risk-Based Pricing
- Optimisation
- Analytics Health Check
- Model Development
- Independent Model Validation
- PRP and Reporting
- Data and Information Management
- Engagement Management